Yes you need travel insurance for Tanzania safari. It is very important to have Travel insurance during Tanzania safari. Is essential because the insurance which you buy it should cover cancellations, interruption, delays, accident, sickness, emergency medical assistance, lost, damaged, stolen or delayed baggage and unforeseeable expenses and also any high risk activities that you wish to undertake. You will solve all these challenges when you have insurance Emergency.
Moreover, you can take insurance from Tour Company if it have such service. You may also buy it from any other insurance company. Normally the role of selling insurance it involve the client but not the tour company.
If you are worried about something happening on your trip. You are afraid something might happen that would make you stop or return back. So every people in a group they should make sure that they have a medical emergency when they start up their trip. Travel Insurance for safari is very essential to have because it solves many challenges which may occur during your safari. It is advisable for everyone in a safari tour in Tanzania to buy insurance. Travel insurance is an important thing to have before starting your safari tour, for you as well as your family also like guides, as well as the driver.
Most of the people’s travelling from outside African countries to Tanzania especially for their holidays and honeymoon for instance in different National Parks like Ngongoro National Parks, Serengeti National Parks, Lake Manyara National Parks and etc. they should consider to prepare money for buying insurance and it should be the right insurance which capping by Tanzania insurance policy. Insurance help to mitigate the risk you face on safari.
Sometimes clients ask that if they can get insurance from Tour Company. But, sometimes tour companies asked whether they will be able to buy or prepare travel insurance for their clients. But according to travel insurance policy it should known that every client should obtain travell insurance from insurance company before starting his/her safari tour. But when you buy insurance, you should contact direct to the office of insurance company and not use middle men in order to avoid hoax because some other intermediaries are thieves.
Accidents
If you get accident on safari in Tanzania you will rescued without paying anything. Generally Safari dangerous animal encounters can and do happen, accidents related to your health like body pressure, diabetes, are also emergency which may occur on safari tour. You need to ensure your policy covers accidents that can occur on the mountain like the highest mountain in africa called kilimanjaro, including the costs of evacuation and hospital costs.
Illnesses
You will get all important and better treatments if you have any kind of disease. When you have travell insurance all the costs will be paid by insurance compny. The most common diseases in Africa are yellow fever and malaria. Your insurance must include for any illnesses and accidents that can happen when conducting different safari tours.
NOTEBut also, you will need to have a yellow fever vaccination before arriving in Tanzania. if you are arriving from b country with yellow fever like North America, Europe and other countries in Asia continent. About malaria, you will need to make sure you have to carry malaria medicines. But you are at risk before and after your climb. We advise to do so if you plan to travel in Tanzania before starting your safari.
Theft
Safari tours tours in Tanzania involve many people from different part who you can meet in one camp. But some of them are thieves. You will likely be carrying valuable items with you, including things like smart phones, tabulate, expensive safari clothing and cameras. The travel insurance also needs to cover theft as well because you don’t know anything can happen anyone has personal behavior and as you know people are Interact during safari especially in a group.
a) Trip cancellation or interruption
b) Evacuation
c) Medical
d) Personal items loss
e) Life insurance like accidental death, common carrier, air flight accident.